FAQ

What we can do for you:

Do you need help / someone to review your investment holdings to determine if they are appropriate for your situation? Need help allocating your 401(k)?  Want someone to review your holdings to determine if it is appropriate to rebalance your portfolio?

Whether it’s on a one time basis or a regular check up we can do an analysis of your holdings to determine if you have the right mix of stocks, bonds, mutual funds and annuities. We can determine if your assets are appropriate for your particular objectives.

Need help developing an investment policy statement?

An investment policy statement serves as a framework to guide your investment decisions. By analyzing your objectives, tolerance for risk, time horizon and planned future contributions, we can develop a plan of action going forward. You may have specific short and long term goals, such as funding college for children, travel plans or retirement needs. As a result you may have different risk tolerances for each of these events. We take this into account and deliver a policy statement that you can use and update as your circumstances change.

Are you saving enough for retirement? Do you need your investments to provide income to live on? What kind of portfolio can you expect to pass on to your children? Will you have enough savings to donate to charities? Will you have enough money in retirement to live on?

We can analyze your present holdings and provide an idea of how your portfolio will grow under different scenarios.

Why hire a CFA to advise you on your investments?

Investors recognize the CFA designation as the definitive standard for measuring competence and integrity in the fields of portfolio management and investment analysis. Charterholders must comply with the CFA Institute Code of Ethics and Standards of Professional Conduct, which requires them always to place a client’s interest first, to maintain independence and objectivity, and to serve with integrity and honesty.

1)    Investment strategy – We can develop an investment strategy for you.  We take into account the following information, your time horizon, risk tolerance and planned future contributions.

2)    Review your present investments to check for diversification. Are you in different asset classes and investment styles?

3)    Investment policy statement